LET’S MAKE A PLAN – NOVEMBER 2016

LET’S MAKE A PLAN – NOVEMBER 2016

LET’S MAKE A PLAN NOV. 2016 EDITION From CFP Board’s Consumer Advocate Confident Savers: Slow and Steady Wins the Race Would you know a “confident saver” if you saw one walking down the street or in a crowd? My guess is probably not, and in a paragraph or two, I’ll explain why this may be so. CFP Board recently surveyed 1,000 working Americans over 25, and “Confident Savers” emerged as one of four distinct demographics with respect to their financial attitudes and behaviors…. Read More Hiring a CERTIFIED FINANCIAL PLANNER™ Professional…

LET’S MAKE A PLAN – OCTOBER 2016

LET’S MAKE A PLAN – OCTOBER 2016

Tips for Balancing Financial Obligations While Saving for Retirement Many Americans today are on a see-saw when it comes to their finances. While they earn enough to afford a reasonable lifestyle and raise a family, they feel as though their financial security remains uncertain. With competing financial commitments, there never seems to be enough money to go around. Under these circumstances, how can someone save for retirement and meet their daily expenses? Read More Hiring a CERTIFIED FINANCIAL PLANNER™ Professional Your Financial Future is More Than Just a Plan A…

In the News: Spots on a Leopard CEO Kelsey Bye Talks About Most Effective Tricks for Cutting Costs

In the News: Spots on a Leopard CEO Kelsey Bye Talks About Most Effective Tricks for Cutting Costs

October 24, 2016 2 Comments 22 Entrepreneurs Share Their Most Effective Tricks for Cutting Costs Every small business owner wants to cut down on costs and save money for their small business. Why spend your hard-earned cash when you don’t need to? But if you’ve ever sat down and tried to cross off items on your list of expenses, you know that cutting costs is easier said than done. Looking for tips on how you can cut costs for your small business? Well, we asked entrepreneurs just like yourself: “How do you…

Certified Financial Planner Roundup

Certified Financial Planner Roundup

From CFP Board’s Consumer Advocate High Income, Yet Still Struggling to Save? Consider These Tips In a recent survey conducted by CFP Board of the saving habits of 1,000 working Americans over 25, there was one group of respondents who distinguished themselves by their “meaning well, but not enough” saving behavior. Identified in the study as “Concerned Strivers,” these are Americans, typically in their mid to late 30s, with above average incomes, and relatively high levels of confidence and optimism about their financial futures… Read More Hiring a CERTIFIED FINANCIAL…

WE’RE JUST GETTING STARTED

WE’RE JUST GETTING STARTED

“When you cease to dream you cease to live” – Malcolm Forbes In Case You Missed It… Since the launch, Spots on a Leopard has drastically expanded its inventory and now features an entire line of exclusively American made kitchenware, home décor, fashion, accessories and giftware! We now carry more than 350 products and feature more than 20 local entrepreneurs and designers.   VIDEO: Kelsey Bye, owner of Spots on a Leopard, talks LIVE with KTVU/FOX 2 News in the San Francisco Bay Area on launch day about the company’s…

Entrepreneurs Question Everything. They Should Also Question The Need To Be In Silicon Valley

Entrepreneurs Question Everything. They Should Also Question The Need To Be In Silicon Valley

Location, location, location. Not only is it the number one rule of real estate, but it’s also a de facto rule for where to build startups. And the number one location, unquestionably, is Silicon Valley. The stretch of peninsula from San Jose to San Francisco has spawned some of the most innovative and valuable companies on the planet. So then why (after building a company outside the valley, getting acquired by Google and spending nearly a decade there) would my co-founder and I start our company in Los Angeles instead?…

Fewer millennials are buying real estate. Is that a bad thing?

Fewer millennials are buying real estate. Is that a bad thing?

Long seen as a cornerstone of the American Dream, homeownership increasingly appears out of reach for many millennials. U.S. Census data shows only 39 percent of millennials owned homes in 2015, compared to 47.5 percent for that same age group in 2007. The share of those who are first-time buyers is hovering near 30-year lows, according to the National Association of Realtors. See full story on washingtonpost.com

College Advice from a 75-Year-Old Who Went to School for 55 Years and Got 30 Degrees | VICE | United States

College Advice from a 75-Year-Old Who Went to School for 55 Years and Got 30 Degrees | VICE | United States

Photo courtesy of Michael Nicholson Michael Nicholson is a 75-year-old man who loves college. To date, he has earned one bachelor’s degree, two associates degrees, 23 master’s degrees, three specialist degrees, and one doctorate. He was enrolled in school for 55 years straight and has 30 degrees in total. I get up at 4 AM, and I walk two miles at that hour. That doesn’t mean everyone has to get up at 4 AM, but you do have to have some kind of a routine. If you sleep through your…

Class of 2016, Here’s How to Set Up Your First 401(k) – NerdWallet

Class of 2016, Here’s How to Set Up Your First 401(k) – NerdWallet

401… what? No shame if that’s the first thought that comes to mind when presented with this benefit at your first job post-graduation. Its named after a section of the tax code, and the IRS could’ve saved us all a lot of grief by calling it what it is: an employer-sponsored retirement savings account. The beauty of a 401(k) and why you should listen up when you get to this part of your job orientation is that it allows you to send money directly from your paycheck into that investment…